3 Simple Steps to a Secured Loan

Submitting Details...
Step 1 of 3 About your loan
 
 
 
 
 
 

Step 2 of 3 About your loan

Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 

Step 2 of 3 About your loan

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

Step 3 of 3 Your details
 
 
 
 
 

 
 

Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.


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A British Gas electricity bill that just won’t go away

British Gas electricity bills are still arriving nine years after the house was demolished and the ‘final’ bill paid

My mother, 85, had electricity supplied by British Gas. In 2003 the house she lived in was demolished and she paid the final bill. I have built a new house on the site paying Southern Electric for energy.

In February 2009, out of the blue, BG billed my mother £3,889 from July 2003 to December 2008. After protracted calls, it accepted the error.

Two years later my mother received a further bill, this time for £4,309. It claimed my mother had been giving them meter readings for the past six years. BG admitted this bill should not have been issued and put the account on hold. It then re-issued the bill in my name. BT, Southampton

Immediately after I had contacted BG, someone from the managing director’s office phoned you, promising to sort out the problem by 3 January. You will know BG has corrected its messy record keeping only if the bills stop arriving. You received another one dated 9 January asking for £3,236. You can ignore this, says BG, because it had been sent before your complaint was resolved. It assures me you will receive no more bills and has sent flowers to your mother.

You can email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU. Include a phone number.


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