3 Simple Steps to a Secured Loan

Submitting Details...
Step 1 of 3 About your loan
 
 
 
 
 
 

Step 2 of 3 About your loan

Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 

Step 2 of 3 About your loan

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

Step 3 of 3 Your details
 
 
 
 
 

 
 

Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.


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Homebase visit cost us £95 carpark penalty

We queued at Homebase to wash our car. Then we shopped in the store. We were fined £95 for parking too long

We arrived at Homebase car park at 4.30pm. First we queued for nearly an hour to wash our car. When it came to our turn, we handed the keys to the car wash man and entered the store, where we shopped for about an hour.

We were in the parking area for more than the 90 minutes allowed and have been charged a £95 penalty, but much of the time was sitting waiting for the car wash which surely cannot count? OA, London

Mostly Homebase does not own the car parks attached to its stores and so, it says, does not set the charging policy. But obviously it is happy for customers to spend more than 90 minutes shopping so it encourages store managers to refund any who have suffered a parking fine, but customers have to ask. Homebase admits this is not ideal and swiftly refunded your penalty.

You can email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU and include a telephone number. Do not enclose SAEs or original documents. The newspaper accepts no legal responsibility for advice.


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