3 Simple Steps to a Secured Loan

Submitting Details...
Step 1 of 3 About your loan
 
 
 
 
 
 

Step 2 of 3 About your loan

Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 

Step 2 of 3 About your loan

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

Step 3 of 3 Your details
 
 
 
 
 

 
 

Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.


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TalkTalk cut off my landline and broadband

TalkTalk tells me that I was sending calls through BT – I wasn’t

First my broadband and then my landline phone were cut off by TalkTalk. It told me I had been disconnected because I was adding the prefix 0280 to the numbers I dialled and that this sent calls through BT. I wasn’t, and why on earth would I? MJ, London

TalkTalk uses the 0280 prefix to route calls through BT. It can see now that you didn’t dial the prefix but found it was being added because one of its agents had cancelled your account by mistake. When you complained, the record looked as though you had dialled the extra number. It now accepts that you didn’t.

TalkTalk then told me it had offered you £120 compensation and was waiting to hear if you accepted this. It hadn’t. It had offered you only £30 which the representative said was the most he could offer at his level. This was why you hesitated. TalkTalk has now offered £120 in writing, which you promptly accepted, and has cleared your outstanding account.

You can email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU and include a telephone number. Do not enclose SAEs or original documents. The newspaper accepts no legal responsibility for advice.


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